How to Untangle Commingled Business and Personal Expenses
A shared bank account or card between business and personal spending is one of the most common problems we untangle in catch-up projects — and it's more fixable than it feels.
How the cleanup process works
Every transaction on the shared account gets reviewed and classified as business, personal, or an owner's draw/contribution, then recorded correctly so the business books reflect only business activity.
Preventing it going forward
The fix that actually sticks is opening a dedicated business account and card immediately after cleanup, so there's nothing left to untangle next time.
This is one of the most common catch-up scenarios we handle, and it's rarely as complicated to sort out as it feels from the outside.
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